Saving money tips. How reduce spending #howmoneyworks #cheapskate #getgoodwithmoney #moneyrules

You have to have enough money to pay the bills before you can actually budget. Working with a difference and into the negative is so much more complicated. I’m talking basic necessities, not anything extra. No credit cards, medical bills, just the basics. Some of y’all will never understand. Living below the means of poverty is in a tent.