How to Buy Your First House // The Complete First Time Buyers Guide



How to Buy Your First House // The Complete First Time Buyers Guide This includes: Intro 0:00 Mortgage Credit Score 1:19 …

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  • @junedahmed5835

    Very helpful video, I can't thank you enough. Alex when should I do the RICS approved survey? After the offer accepted or before?

  • @kmtb2011

    I need to memorise this video, excellent information.

  • @PatienceM-w1f

    This video helped us massively in preparing to buy our first home. We had everything ready, including the mortgage in principle as advised, and this made us a better choice for the seller even though they had a higher bid than ours. We completed in 3 months thanks to being prepared. Really appreciated this video. Thank you

  • @normaharvey4392

    Please please teach this in schools and colleges this is very informative

  • @annax38

    Good video but wow so many ads

  • @arhamiqbal3574

    What happens if the report says the house is in poor shape or there are issues that need to be addressed. Can you retract your offer or is it too late

  • @AnimatorHeadSpace

    This is great! Thanks. Would it be possible to make this video available in such a way that I can add it to a playlist? That way I can come back to this video, thanks.

  • @powerfulsingh

    What if you pay the deposit at exchange contract and mortgage fails? Your mortage is right at the end process after you paid a deposit? And do you have to pay all deposit not just part? It feels like a risk if you pay deposit and mortgage fails final stages?

  • @ozywade

    Frankly, this is a pile of waffle. Go to any google page and you''l get the same stuff about finance, mortgage…whatever, there's nothing there that even remotely link to the main topic of buing a house… how to buy a house that you like and turn a profit! – I freely admit that I don't know, but think about it, you want a house because of a lot of logical and emotional reasons, you will be decieved by buyers and by estate agents to paying more for you purchase and that affects how much you actually have to fork out more than any credit rating. So someone (not me!) needs to look at buying a house dispassioinately, how can you utilise google to get ideas? how can you maximise the $$$ without buring through your cash? How can you feel good about working on your home? This iste waffles all around credit rating as if that's all that matters.. I don't think it matters very much at all.. Stop being emotional, your house is as good as it is going to be sold eventually.

  • @sausagepants69

    How do you calculate affordability if you are a director of a Ltd company and paid 12k a year salary and the rest in dividends?

  • @PokerFace73

    This is very good video, I'll use it in my process of buying the first home. I have a question – Is it only current address on voters roll that needs to be on each provider credit file? Do they look at previous addresses also?

  • @artzi1

    Excellent video, thank you! Quick question: why is the mortgage application and home buyers report explained in the final, 10th step? As far as I understand, you should get the mortgage before buying the house and get the report before making an offer?

  • @wuragerasimov6064

    Is it possible to pull your credit score without being on the voters role? For example as a foreigner

  • @manlikemark9641

    Amazing video, I'm hoping to get a property over in Worcestershire next year, quick question, as i live at home and need bank statements, my bank is paperless, would i be able to use online statements or download and print, or do i need to ask the bank to post statements to me? Also i help my parents out with rent but once i get my own place i won't be doing that, theres also a couple of clubs that i take part in and pay for that i would give up when i move, does that get taken into consideration ny lenders that it wont be an ongoing outgoing once completed or do they say thats what your paying now so that counts against your affordability?

  • @seekadvice6906

    ​@alexkerrmortgage do lenders differentiate between UK Citizen and expat came from other country to decide how much% they could offer. I came in the UK just a year ago. Will lender ask me more deposit 30%?

  • @samanthabbandara

    I do not have indefinite leave to remain. Do I need a 10% deposit?

  • @Adamski94

    Great guide. I must've watched it about 5-6 times already 🙂
    Could someone please clarify how to make a bid on a property? Do I need a solicitor for this or can I simply call an estate agent and make the offer verbally?