HOW MUCH DEPOSIT DO I NEED TO BUY A HOME ? (UK) This video includes: Intro 0:00 1 Basic Deposit Requirements 0:40 2 …
Rumah pertama tanpa deposit
#DEPOSIT #BUY #HOME
HOW MUCH DEPOSIT DO I NEED TO BUY A HOME ? (UK) This video includes: Intro 0:00 1 Basic Deposit Requirements 0:40 2 …
Rumah pertama tanpa deposit
#DEPOSIT #BUY #HOME
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Thank you mr Kerr
Hi , I saw few houses and found one I love.i have feeling it is place I would be happy. It’s just amazing. House costs £250000 I have deposit £12500. Have no other loans or mortgages. All my credit cards are fully paid. I have a question. Deposit is all money I have as of today. Will have salary paid shortly. When can I give proof of my deposit. Now as whole money I have or after my salary is paid? I am full time employed since 6 years on 57k per annum.
I’m 18 and it crossed my mind that I might be able to afford a mortgage, got about 15 grand saved and don’t really have any outgoings. Slight problem being that I live on the Isle of Wight so house options is relatively limited and are all fairly expensive but plenty around the 200k mark, no clue if this is in anyway a realistic goal for the next couple years but I think I’m definitely gonna look into it, it’s definitely a better thing to spend money on than rusty classic cars which is my hobby/obsession😂
So whats the point of buying a house if a crisis comes up you and you cant pay your mortagage its the same as renting you get evicted anyway or the landlord might decide to just sale? So technically even if you buy a house its not really yours its the banks unless you have enough money to buy it cash or pay off your mortgage quickly. Id love to buy a house but ….
Haven't seen the main info, how much deposit should I have, including all surcharge, average pay to broker, lawyers, what is the "enough" shoulder to win at least something. Like i have a 25k on my account. Can I afford a shit? 😂
Hi Alex, I really like how you explain everything, very informative. I need a little advice so for a first time buyer say buying a property for the price of 430,000 how much offer should be made on properties like these prices.
Hey Alex, I have been following you since last year and your content is GREAT. Very educative and helps to sort out many questions regarding the buying process of a property.
Thank you for your video I will watch it again so I can catch some of these terminologies
What is your profession?
Are you a mortgage broker?
If yes, what is the name of your mortgage broker company?
Do you need the full deposit before you start an application? Or start looking for homes?
Hi Alex we’ve got 25k as a deposit and we’re looking for 2 bed flat in London Zone 5-6 or village’s what would you recommend?
I've been told by a friends son who is an economist that the housing market is going to crash sometime this year and house prices will collapse by 40%, those not on fixed mortgages will see their mortgage repayments double every week and it will take two years to recover. What's you opinion on this Alex? Another worse case prediction like the recession supposedly caused by lockdown or something that could actually happen?
Great info Alex. Quick question… if i have debt and the combimed monthly is high. Would you advise i get a larger loan to consolidate and bring my monthly outgoings down? For e.g i can get a loan which reduces my outgoings by £300 per month. however, i will repay this loan over a longer period of time. I was thinking this may look better to the lender and boost my potential borrowing power. Any advice from any guys on the channel much apreciated 👍
Hello Alex. I’m 41 and have a 5% deposit. I’m worried about buying a house and it falls in price and the interest rates going up. I’m running out of time and the housing market isn’t looking good. Much help appreciate 👍
How about first time deposits for those of us who are older… less time to repay a mortgage = higher repayments… is there a way to mitigate this (other than a massive deposit)?
⚡ TODAYS QUESTION: ? Are you saving for a deposit at the moment ? Let me know! 👇👇👇
We have saved up a 10% of our deposit but our income is not great as I work part time and my husband full time but not on a great wage. Will this be an issue?
Thanks for your advice in advance 👍 😊
How about money gifts from parents? if my dad gives me 50k tomorrow and I add to that and pay all as a deposit. Is that a problem? will the lender question that in anyway?