Most of us look at loans the wrong way. We incorrectly assume that lower the interest amount paid the cheaper it is. Well, not …
Pinjaman rumah pendapatan sederhana
#Dont #Prepay #Home #Loan #Newsletter #Link #Comment #Section
Most of us look at loans the wrong way. We incorrectly assume that lower the interest amount paid the cheaper it is. Well, not …
Pinjaman rumah pendapatan sederhana
#Dont #Prepay #Home #Loan #Newsletter #Link #Comment #Section
I think having hefty EMIs is always a burden on your independence over the financial planning.
Using loan for making investment in stock market would never be wise. If Market collapse by any reason in 5 years, your expectations of investment returns would end with that, but your obligation of loan payment wouldn't.
Your 1% club collected 50-60 crores easily 😂😂
Do not listen to this crap… prepay and clear your debt faster. Trust me… a life without a debt is worth more than investing and living a long tenure of debt.
Is 4.75% only applicable for married couple? Or woman applicant
Nimaavun was personal 😂
Bechaare ko kya kya karna pad raha hai..
Sir Nan hindi dawan but nim kannada content naan tumbha yista padtini sir
Nimage content Dali nijawagle bharat ratna kodbeko sir 🙏
U are born in india … My question is are you explaining it to middle class or rich?
Probably the stupidest channel. He knows scripted finance, nothing more. He is a social media influencer, not a finance expert.
I am curious to learn why you took home loan if you want to make 12% ROI in share market
This was a joke, I know !!
Technical glitch- Interest benefit is only upto 2 lacs per individual and the break even point is 27 lacs loan at current interest rates. So loan of 80 lacs will never save all the interest amount you spend
Not having a debt would be better for health in long run.
Where is job security? What about after a few years and you lost your job
Moron, if you prepay,
You're paying all principal and no interest.
This reduces the loan liability drastically,
Either cutting the monthly emi or decreases the time period.
Prepaying home loan is always almost always better unless market has crashed and almost any stock is golden bird.
Bro i need your help very much as my loan emi is varies from 15500 to 19997 rs
🥰🥰🥰🥰😍😍😍😍😍😍😍😍🎉🎉🎉🎉
This guy working for bank
This is bullshit. The amount you borrow, you can only save 1.5l on tax as per 80c. If your spouse is co-borrower, then using old regime she/he can save 1.5l 80c. So 3 lakhs is what dont pay tax on
Lofer nan makala, yellarigu chanagi uninstira amele ondu dina jail nali yeno scam madi taglakondu Nive untira police tunne na
This is bullshit calculation. There is a cap of 350000 which includes 80C and section 24B for interest. If you do this with your spouse and assuming you are both in 30% tax bracket, you'd save a maximum of 30% of 700000 in tax deductions which amounts to 210000. So the net interest rate comes out to be 100*(80lacs*8%-2.1lacs)/80lacs which comes out to be 5.375% and not 4.75%. If your loan amount increases, it will further deviate from this.
Is education loan an exception or is it better if I pay that early at once??
Loads of love from Karnataka ❤
You guys spoiling indian economy
How to get tax benefit on loan 😅
Hello sir, I took a loan some time back, I could not clear all the dues so after contacting the Cust care I paid only the OD amount and the amount was settled and I got the no dues certificate, but now they are calling me to pay the remaining penalty is that even legal
Cheating you are teaching it for free