I always get asked by most of you whether should you buy or rent a house. So, I thought why not this time round, I go to the streets …
Pelaburan hartanah Selangor
#Malaysians #Prefer #Buy #Rent #House
I always get asked by most of you whether should you buy or rent a house. So, I thought why not this time round, I go to the streets …
Pelaburan hartanah Selangor
#Malaysians #Prefer #Buy #Rent #House
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if buying a property and rent it to the others, and we still live by renting the other house. I think it is better for us to just make it as our own home. Buy first house for investment is not a good choice unless u have ur own place to live or ur house renting price for now is very cheap. If not, the income from ur renting cannot cover living cost.
Buying is better if you can afford it 👍
If rental yield is not able to cover your mortage interests plus combat inflation then there might be no meaning in getting your own property in malaysia is you are financially savy. If the above fits in the renting thru out your life time will make more cents.
I had done an exercise, current best mortage loan by Maybank islamic houzkey where mortage loan is at 2.88% plus some safety factor of 1.35% for floating interests rates.
Following malaysia's inflation going forward should average around 4% not putting any potential outcome on a stablized currency.
Not taking into account of your down payment amount earning interest rates from fixed deposit, bonds and not considered placing in other forms of investments for higher returns plus not considering maintenance and renovation, a rental yield 7 to 8.23% is the ideal figure as the lowest bench mark.
Provided landlords has a huge pull of potential tennants (locals and foreigners)to canvas from.
If your property is worth 850,000.00 you will be expecting 69,955.00 RM per year, which works out to be 5k plus plus ringgit per month to be visible for buying your own property in Malaysia.
How would it be hopeless when u could only afford to buy ur own property in 10 years time. It is very common everywhere.
If you are young then maybe still can afford to rent and move around. But if after 55? Will anyone willing to rent to old people and risk their property?
nice!!
I bought a property because my dad put down the down-payment at 28. At 38 I repaid him the down payment n at 42 I Discharge the prop. It just happened for me when it comes to home ownership.
Jiayi
Property is for people who don't know how to invest in equity or crypto.
Bahasa malaysia boleh tak?
Investing definitely
Rent out for investment not a very good idea now unless for own stay. The maintenance of the property is very hectic and costly.
Nak sedap hati cakap lah prefer menyewa..hakikatnya siapa yang suka menyewa..masing2 nak ada rumah sendiri..tapi..harga mampu lihat sahaja.. bertabahlah
Am I the only one who think that chinese guy kinda looks like Lee Zii Jia😅😅
For my opinion i want to rent first and build a lot of assets, investment and business to sustain my life and my family than i would buy a house
It depends..to me at the moment I'm renting since I have no children's from past marriage..some asked why don't I buy a house..my answer is why I want to used all my epf to buy cash (since I'm on my way to withdraw all soon) and end up I have no cash and need to again work my a** up to survive living..and with no children's if I die my house going to be handed over to my siblings which I don't really prefer..so with a large amount of money I still can stay in a 300k over property with rental just 700 ringgit.. with large amount of money I can put it in unit trust and a few in stocks and taste a handsome dividends every year..with that dividends I can continue paying rental and somehow I can afford travelling my bucket list..even Elon Musk at one time didn't owned a house..haha..
It is simple. If you can afford the installments, buy it. If not, just rent.
If I could turn back my early days, I'll be the young man strategy to buy a unit and rent out rooms as beginner entry into property… the tenants lessen loan burdens and easily monitor asset.
You can get a KL City Centre property from RM1400 per month with Zero Downpayment*. Doorstep to LRT. Expected R.O.I 5-6%.
This vid came at the right time XD. Need to rethink my decision then
Having own my first home at 26, I doubt the current rental gains is suffice to cover the mortgage, more so on ur mgmt fees and sinking funds, BLR as well. And ur tenant come and go, so how do you assure rental gains is achievable to let you earn your next property is really “guru” talk.
live this concept of you going around talking to actual people n see how they think instead of only putting up numbers n charts
great info and video…perhaps in next video you may ask public about stocks market in bursa?why they dont get involve and why they scared of stock market..
Investment purpose? 😜 no Way . I rather rent 1 save my money 🤑 because life is unpredictable so I will not burden myself buying house. I will rather save first then buy. In that I got less problem .. I can move everywhere I like roaming here and there enjoy My blessings… Then can decide where to settle for golden ages 😜😜.. enjoy the life to the fullest extent. Children's will go on with their job and life , your spouse and you only going to live together at the end of the day. So don't burden myself yourself or anyone ☺️☺️😉. Enjoy 🤗🤗🤗